/* ═══════════════════════════════════════════════════════════
   MERITVAULT — Shared styles for inner pages
   ═══════════════════════════════════════════════════════════ */
:root{--ivory:#F5F0EB;--espresso:#3C2E22;--gold:#B28E69;--parchment:#EDE6DB;--serif:'Cormorant Garamond',Georgia,serif;--sans:'DM Sans',-apple-system,sans-serif}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--ivory);color:var(--espresso);font-family:var(--sans);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4,p{margin:0}
img{max-width:100%;display:block}
.wrap{max-width:1100px;margin:0 auto;padding:0 24px}
.read{max-width:680px;margin:0 auto;padding:0 24px}
.kicker{font-family:var(--sans);font-weight:700;font-size:9px;letter-spacing:3px;text-transform:uppercase;color:var(--gold)}
.kicker--sm{font-size:8px;letter-spacing:2.5px}
.gold-line{height:1px;background:linear-gradient(90deg,transparent,var(--gold),transparent);opacity:0.5}
.fade-line{height:1px;width:100%;border:0;margin:0;background:linear-gradient(90deg,transparent,var(--gold),transparent);opacity:0.5}
.seal{width:64px;height:64px;border-radius:50%;background:var(--espresso);display:flex;align-items:center;justify-content:center;border:1px solid rgba(178,142,105,0.3);flex-shrink:0}
.seal svg{width:26px;height:26px}
.seal--sm{width:48px;height:48px}
.seal--sm svg{width:20px;height:20px}
.seal--lg{width:80px;height:80px}
.seal--lg svg{width:32px;height:32px}
.icon-line{fill:none;stroke:var(--gold);stroke-width:1.2;stroke-linecap:round;stroke-linejoin:round}
.btn{display:inline-flex;align-items:center;gap:10px;font-family:var(--sans);font-weight:500;font-size:13px;padding:16px 28px;background:var(--espresso);color:var(--ivory);border:1px solid var(--espresso);border-radius:2px;cursor:pointer;transition:all 0.3s}
.btn:hover{background:transparent;color:var(--espresso);border-color:var(--gold)}
.btn svg{width:17px;height:17px;fill:currentColor}
.textlink{font-size:13px;color:rgba(60,46,34,0.6);border-bottom:1px solid var(--gold);padding-bottom:2px;transition:color 0.3s}
.textlink:hover{color:var(--espresso)}

/* NAV */
.nav{position:sticky;top:0;z-index:100;background:rgba(245,240,235,0.92);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid rgba(60,46,34,0.06)}
.nav__inner{max-width:1100px;margin:0 auto;padding:0 24px;height:64px;display:flex;align-items:center;justify-content:space-between}
.brand{font-family:var(--serif);font-weight:400;font-size:18px;letter-spacing:5px;text-transform:uppercase}
.brand .v,.brand b{color:var(--gold);font-weight:400}
.nav__links{display:none;align-items:center;gap:32px}
.nav__link{font-size:11px;font-weight:500;letter-spacing:1.5px;text-transform:uppercase;color:rgba(60,46,34,0.4);transition:color 0.3s}
.nav__link:hover,.nav__link[aria-current="page"]{color:var(--espresso)}
.nav__cta{font-size:11px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--espresso);border-bottom:1px solid var(--gold);padding-bottom:3px;transition:opacity 0.3s}
.nav__cta:hover{opacity:0.6}
.hamburger{background:none;border:none;cursor:pointer;display:flex;flex-direction:column;gap:5px;padding:8px}
.hamburger span{display:block;width:22px;height:1.5px;background:var(--gold)}
.mmenu{position:fixed;inset:0;background:var(--ivory);z-index:250;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:36px;opacity:0;pointer-events:none;transition:opacity 0.4s}
.mmenu.open{opacity:1;pointer-events:auto}
.mmenu__x{position:absolute;top:20px;right:28px;background:none;border:none;font-size:30px;font-weight:300;color:var(--espresso);opacity:0.3;cursor:pointer}
.mmenu a{font-family:var(--serif);font-size:32px;font-weight:300;letter-spacing:3px;color:var(--espresso);transition:color 0.3s}
.mmenu a:hover{color:var(--gold)}
@media(min-width:768px){.nav__links{display:flex}.hamburger{display:none}.nav__inner{height:72px}}

/* FOOTER */
.footer{border-top:1px solid rgba(60,46,34,0.06);padding:56px 28px 40px}
.footer__inner,.footer .wrap{max-width:1100px;margin:0 auto}
.footer__top{display:flex;flex-direction:column;gap:36px}
.footer__brand{font-family:var(--serif);font-weight:400;font-size:18px;letter-spacing:4px;text-transform:uppercase}
.footer__brand b{color:var(--gold);font-weight:400}
.footer__tag{font-family:var(--serif);font-style:italic;font-weight:300;font-size:14px;color:rgba(60,46,34,0.35);margin-top:6px}
.footer__links{display:flex;flex-wrap:wrap;gap:28px}
.footer__col{display:flex;flex-direction:column;gap:10px}
.footer__col .kicker{margin-bottom:2px}
.footer__link{font-size:12px;color:rgba(60,46,34,0.45);transition:color 0.3s}
.footer__link:hover{color:var(--espresso)}
.footer__bottom{margin-top:40px;padding-top:20px;text-align:center}
.footer__bottom .gold-line{margin-bottom:20px}
.footer__copy{font-size:10px;color:rgba(60,46,34,0.25);display:block;margin-bottom:6px}
.footer__seal-tag,.footer__motto{font-size:8px;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold)}
@media(min-width:768px){.footer{padding:56px 40px 40px}.footer__top{flex-direction:row;justify-content:space-between}}

/* LEGAL PAGES */
.doc-hero{padding:96px 0 56px;text-align:center}
.doc-hero .display,.doc-hero h1{font-family:var(--serif);font-weight:300;font-size:clamp(36px,7vw,60px);line-height:1.02}
.doc-hero__meta{font-size:11px;letter-spacing:1px;color:rgba(60,46,34,0.35);margin-top:16px}
.doc-body{padding:24px 0 80px}
.doc-body h2{font-family:var(--serif);font-weight:300;font-size:clamp(24px,4vw,32px);margin:48px 0 6px;letter-spacing:0.3px}
.doc-body h2:first-of-type{margin-top:0}
.doc-body h2::after{content:"";display:block;width:32px;height:1px;margin:14px 0 0;background:linear-gradient(90deg,var(--gold),transparent);opacity:0.6}
.doc-body h3{font-family:var(--sans);font-weight:600;font-size:15px;margin:36px 0 10px}
.doc-body p{color:rgba(60,46,34,0.6);margin:0 0 18px;font-size:16px;line-height:1.8}
.doc-body p strong{color:var(--espresso);font-weight:600}
.doc-body ul{margin:0 0 18px;padding-left:22px;color:rgba(60,46,34,0.6)}
.doc-body li{margin-bottom:9px;line-height:1.7}
.doc-body a.inline{color:var(--espresso);border-bottom:1px solid var(--gold)}
.section-num{font-family:var(--serif);font-weight:300;font-size:15px;color:var(--gold);display:block;margin-bottom:2px;letter-spacing:1px}
.data-table{width:100%;border-collapse:collapse;margin:8px 0 24px;font-size:14px}
.data-table th{text-align:left;font-weight:700;font-size:10px;letter-spacing:2px;text-transform:uppercase;color:var(--gold);padding:0 0 12px;border-bottom:1px solid rgba(60,46,34,0.1)}
.data-table td{padding:14px 18px 14px 0;color:rgba(60,46,34,0.6);border-bottom:1px solid rgba(60,46,34,0.05);vertical-align:top}
.data-table td:first-child{color:var(--espresso);font-weight:500;width:34%}
.notice{background:var(--parchment);border:1px solid var(--gold);border-radius:3px;padding:28px 32px;margin:28px 0;display:flex;gap:20px;align-items:flex-start}
.notice .seal{width:44px;height:44px}
.notice .seal svg{width:20px;height:20px}
.notice__body h4{font-family:var(--sans);font-weight:700;font-size:10px;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);margin-bottom:8px}
.notice__body p{margin:0;color:rgba(60,46,34,0.6);font-size:15px}
.toc{border-top:1px solid rgba(60,46,34,0.06);border-bottom:1px solid rgba(60,46,34,0.06);padding:22px 0;margin-bottom:56px;display:flex;flex-wrap:wrap;gap:8px 28px}
.toc a{font-size:12px;color:rgba(60,46,34,0.45);transition:color 0.3s}
.toc a:hover{color:var(--gold)}
@media(max-width:600px){.data-table,.data-table tbody,.data-table tr,.data-table td,.data-table th{display:block}.data-table thead{display:none}.data-table td{width:100%!important;padding:4px 0;border:0}.data-table tr{padding:16px 0;border-bottom:1px solid rgba(60,46,34,0.06)}.data-table td:first-child{font-size:10px;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:4px}.notice{flex-direction:column;gap:14px}}
@media(max-width:760px){.wrap,.read{padding:0 24px}}

/* SUPPORT */
.support-hero{padding:96px 0 64px;text-align:center}
.support-hero .display,.support-hero h1{font-family:var(--serif);font-weight:300;font-size:clamp(36px,7vw,60px)}
.support-hero p{max-width:460px;margin:22px auto 0;color:rgba(60,46,34,0.5);font-size:16px;line-height:1.7}
.cards{padding:8px 0 96px}
.cards__grid{display:grid;grid-template-columns:1fr;gap:24px}
.card{background:var(--parchment);border:1px solid rgba(60,46,34,0.08);border-radius:3px;padding:40px 34px;box-shadow:0 1px 24px rgba(60,46,34,0.06);display:flex;flex-direction:column;transition:border-color 0.4s,transform 0.4s}
.card:hover{border-color:var(--gold);transform:translateY(-3px)}
.card .seal{margin-bottom:26px}
.card .kicker{margin-bottom:12px}
.card h3{font-family:var(--serif);font-weight:400;font-size:26px;margin-bottom:12px}
.card p{font-size:14px;color:rgba(60,46,34,0.6);line-height:1.7;margin-bottom:26px;flex:1}
.card a.mail{font-size:13px;font-weight:500;color:var(--espresso);border-bottom:1px solid var(--gold);padding-bottom:3px;align-self:flex-start;transition:opacity 0.3s}
.card a.mail:hover{opacity:0.6}
@media(min-width:768px){.cards__grid{grid-template-columns:repeat(3,1fr)}}
.faq{padding:0 0 120px}
.faq__head{text-align:center;max-width:540px;margin:0 auto 56px}
.faq__head .kicker{margin-bottom:18px}
.faq__head h2{font-family:var(--serif);font-weight:300;font-size:clamp(32px,5vw,52px)}
.faq__list{border-top:1px solid rgba(60,46,34,0.06)}
.faq__item{border-bottom:1px solid rgba(60,46,34,0.06)}
.faq__q{width:100%;background:none;border:0;cursor:pointer;font-family:var(--serif);font-weight:400;font-size:clamp(20px,2.6vw,25px);color:var(--espresso);text-align:left;padding:28px 48px 28px 0;position:relative;display:block}
.faq__q::after{content:"+";position:absolute;right:4px;top:50%;transform:translateY(-50%);font-family:var(--sans);font-weight:300;font-size:26px;color:var(--gold)}
.faq__item[open] .faq__q::after{content:"−"}
.faq__item[open] .faq__q{padding-bottom:8px}
.faq__q::-webkit-details-marker{display:none}
.faq__a{padding:0 60px 30px 0;color:rgba(60,46,34,0.6);font-size:15px;line-height:1.75}
.faq__a a{color:var(--espresso);border-bottom:1px solid var(--gold)}